Capital for Growth, Operations, and Acquisition.
Access the full spectrum of business financing, from flexible working capital and equipment leases to strategic funding for mergers, startups, and infrastructure development.
Speed to Working Capital
Rapid approval and funding for immediate operational needs, ensuring you can seize opportunities without delay.
Growth-Centric Solutions
Specializing in funding for mergers, acquisitions, and expansion deals that traditional small business lenders often avoid.
Asset & Revenue Focus
We leverage inventory, accounts receivable, and equipment value, offering flexible terms that look beyond personal credit scores.
Flexible, rapid funding to manage cash flow, purchase inventory, and fuel immediate expansion.
- Working Capital L.O.C.
- A/R & P.O. Financing
- Start-up & Expansion
Financing solutions leveraging your assets, whether physical equipment or major development projects.
- Equipment & Leasing
- Asset-Based Lending (ABL)
- Infrastructure Financing
Advanced capital for strategic transactions, high-growth ventures, and specialized sectors.
- Mergers and Acquisitions
- Venture Capital / Debt
- Alternative Energy
- Trade Financing
- All Business Stages
Working Capital & Operational Growth
Flexible, rapid funding to manage cash flow, purchase inventory, and fuel immediate expansion.
Working Capital L.O.C.
Term Loans and Lines of Credit for day to day operations and cash flow management.
A/R & P.O. Financing
Loans secured by Accounts Receivable, Inventory, and Purchase Orders.
VA Loans
Capital for new businesses and financing for existing company expansion plans.
Conventional
The most popular and flexible mortgage. Best for borrowers with stable income and good credit seeking competitive rates.
FHA Loans
Perfect for first-time buyers or those with lower down payment funds. Government-backed to allow for smaller down payments and more flexible credit requirements.
VA Loans
A powerful benefit for U.S. Veterans and active service members. Offers 0% down payment and no private mortgage insurance (PMI).
USDA Loans
Designed for properties in eligible rural areas. Offers low-to-moderate income borrowers 0% down payment financing.
DPA (Down Payment Assistance)
For qualified buyers who need help covering closing costs or the down payment. We help you access local and state grants.
Asset-Backed & Infrastructure
Financing solutions leveraging your assets, whether physical equipment or major development projects.
Equipment & Leasing
Loans and Lease programs for new or used machinery, vehicles, and essential equipment.
A/R & P.O. Financing
High-capacity ABL facilities secured by a combination of assets (Inventory, A/R, Equipment).
infrastructure Financing
Large-scale funding for public or private infrastructure development and upgrades.
Strategic & Specialty Funding
Advanced capital for strategic transactions, high-growth ventures, and specialized sectors.
Mergers and Acquisitions
Structured loans to facilitate the purchase or merger of existing companies (M&A).
Venture Capital/Debt
Access to Venture Debt and equity funding sources for high-growth, scalable businesses.
Alternative Energy
Fast, short-term capital for acquiring and renovating a property quickly to sell for profit.
Loan Processing in 1, 2, 3, 4, 5-Done
A True Partner from Start to Finish. Your JD Agban Group broker simplifies complex lending into five predictable steps, guiding you through the entire process. We provide the licensed expertise and support needed to get your Residential, Commercial, or Business financing closed smoothly and with total confidence.
Initial Consultation
Meet with the client to understand their financial goals and review their current financial profile.
Application Review
Analyze submitted figures, verify accuracy, and identify the most suitable loan program based on their needs.
Loan Processing
Collect necessary documentation, conduct credit checks, and validate income, assets, employment, and other key financial details.
Underwriting and Closing
Facilitate the underwriting process and guide the client through final loan approval and closing.
Post-Closing Relationship Management
Conduct annual financial reviews to support evolving needs and maintain a long-term advisory relationship.
See What Our Customers Are Saying
“Fast Line of Credit.”
We landed a major contract but needed $350K instantly to finance the inventory and purchase orders. JD Agban secured a Line of Credit in days, backed by our receivables. It allowed us to fulfill the order and drive massive Q4 growth.
-Alex T., Wholesale Distributor
— Jessica R., Westfield
“Honest service you can trust.”
We used JD Agban to finance the acquisition of our main competitor. Their team expertly structured the M&A loan and the equipment leases for the new combined fleet, making the complex process seamless. We couldn't have scaled without their funding.
- Maria R., CEO, Regional Logistics
— Tom M., Essex County
Everything You Need to Know
This section answers the most common questions our clients ask about the mortgage process, helping you feel prepared and confident before you even start the application.
How fast can I get funding for working capital?
For basic Working Capital Loans and Lines of Credit, we can often provide approval within 24 to 72 hours, with funds dispersed in as little as 3 to 7 business days. Specialized products like Asset-Based Lending (ABL) may take longer due to asset appraisal.
What is the difference between a loan and an equipment lease?
An Equipment Loan grants you immediate ownership of the asset, which serves as collateral. An Equipment Lease functions more like a long-term rental, typically offering lower monthly payments and potential tax advantages, often ending with an option to purchase the equipment at fair market value.
Can I get financing for a start-up business?
Yes. Unlike traditional banks, we offer solutions specifically for Start-up and Expansion Financing. These programs typically rely on strong personal credit, detailed business plans, and sometimes personal collateral, but they are designed to give new ventures the capital needed to launch and scale successfully.
